Terms & Conditions — The ground rules, in writing.

Terms of Service

Please read this agreement carefully before accessing or using this website, located at zerorisklistingsystem.com (the "Service"), operated by Jairo Montenegro, REALTOR®, Realty One Group Lifestyle Homes ("Company," "we," "us," or "our"). Each time you access or use the Service, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service.

User Obligations. You agree to abide by all applicable local, state, and federal laws and regulations pertaining to your use of the Service. Your use of the Internet to access the Service is solely at your own risk.

Communications

By submitting your information through our contact form, you agree to receive communications from us, including by phone, e-mail, SMS/text messaging, and pre-recorded, artificial, or AI-generated voice calls, as described in our Privacy Policy. You may opt out of these communications at any time as described below.

You can review the full details of how we handle your information in our Privacy Policy.

SMS / Text Messaging Terms

• Message Frequency: Message frequency varies based on your inquiry and our follow-up.
• Message and Data Rates: Message and data rates may apply. Contact your wireless carrier for details.
• Opt-Out: Reply STOP to any message to stop receiving texts. You will receive a one-time confirmation message.
• Help: Reply HELP to any message, or contact us at [email protected] or 732-429-8633.
• Carriers: Carriers are not liable for delayed or undelivered messages.
• Privacy: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy for more information.

No Accounts, Purchases, or Accuracy Guarantees

No Accounts or Purchases. This Service does not require account creation and does not process purchases or payments. It exists to collect and respond to property inquiries submitted through our contact form.

Availability, Errors and Inaccuracies. We update information on the Service from time to time, and there may be delays, errors, or omissions. We do not guarantee the accuracy or completeness of any information on the Service and may correct or update it at any time without notice.

Intellectual Property. The Service and its content — including text, images, graphics, and the JM Zero Risk List System branding — are the property of the Company or used with permission and are protected by copyright and trademark law. You may not reproduce, distribute, or use this content for commercial purposes without our prior written consent.

Links to Third-Party Websites. The Service may link to third-party websites for your convenience. We do not control and are not responsible for the content, accuracy, or practices of any linked site. We encourage you to review the terms and privacy policies of any third-party site you visit.

Disclaimer & Limitation of Liability

THE SERVICE AND ANY CONTENT, TOOLS, OR INFORMATION PROVIDED ON OR THROUGH THE SERVICE ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY AND ITS AFFILIATES, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE SERVICE, OR ANY INFORMATION OR CONTENT AVAILABLE THROUGH IT. IN NO EVENT SHALL THE COMPANY'S TOTAL LIABILITY TO YOU EXCEED ONE HUNDRED DOLLARS ($100).

Indemnification, Force Majeure & Governing Law

Indemnification. You agree to indemnify and hold harmless the Company and its affiliates, employees, and agents from any claims, losses, or damages, including reasonable attorneys' fees, arising from your misuse of the Service or your violation of these Terms.

Force Majeure. The Company shall not be liable for any delay or failure to perform resulting from causes outside our reasonable control, including acts of God, government action, internet service or hosting provider failures, or other unforeseen circumstances.

Governing Law and Jurisdiction. These Terms are governed by the laws of the State of New Jersey, without regard to its conflict-of-law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of the State of New Jersey.

Class Action Waiver. Any claim or dispute between you and the Company shall be conducted on an individual basis only, and not as part of any class, mass, or representative action.

Severability. If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be severable and shall not affect the validity of the remaining provisions.

Entire Agreement & Updates to These Terms

Entire Agreement. These Terms, together with our Privacy Policy, constitute the entire agreement between you and the Company regarding the Service and supersede any prior agreements or understandings.

Updates to These Terms. We may modify these Terms at any time by posting the revised version on the Service. Your continued use of the Service after such changes constitutes your acceptance of the updated Terms.

How to Contact Us